I looked over from the computer and saw Savannah intently working on something this afternoon . . .when I asked what she was doing she replied "opening and funding my Roth IRA". Well, ok then. I then asked a lot of questions about her research and apparently, she has done a lot and knew exactly what she was doing. So since getting back from vacation she opened her first credit card AND started a Roth IRA! She is going to be just fine in college . . . I think :)
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